Klarna

Klarna is an app that lets you pay in installments for any product you buy from one of the many online stores that officially offers this service, all from its integrated browser. The list of participating stores is long and includes more than 450 sites on which you can buy everything from clothing and makeup to gadgets and jewelry.

In order to use Klarna, you must first create a user account. This process only takes a couple of minutes, but to complete it, you'll need a working phone number and an email address. Once you've verified your identity in these two ways, you can start using the app.

The way Klarna works is very simple. From the main tab, you can see some of the online stores where you can pay using this app. By tapping on the All Stores button, you can access a complete list, organized into categories, of all the online stores that let you pay in installments. As already mentioned, the variety of stores is overwhelming and includes Aliexpress, Sklum, Westwing, Tous, Guess, Booking, Asus, H&M, Asos, Desigual, and many, many more.

Once you've found a product you want to buy, you must choose Klarna as your payment method. That's it. By doing so, you can pay in three convenient and interest-free installments. Once you complete your purchase, you'll pay the first installment; 30 days later, you'll pay the second installment; and 30 days after, you'll pay the final installment. It's that easy and convenient. Some affiliated brands even let you pay in installments at brick-and-mortar stores through the app.

Download Klarna to start making your purchases in installments. It's more convenient to pay for all your purchases in three easy and interest-free installments, so you'll never be left with an empty checking account. The app also offers a purchase history and a virtual budget, so you can keep an eye on how much money you're spending and how much you have left to pay.